Money Mondays: 10 Tips to Help When You’re Too Broke to Prep

This post is by Bernie Carr,


A lot of people worry about not being prepared for emergencies yet feel they cannot get started because they are short on funds.  They could be facing unemployment, are on a fixed income or are in a lot of debt.  However, not getting started will just make things worse when there is a true emergency.

Here are some tips that might help:

  1. Start small.  It is easy to get overwhelmed and feel like it is pointless to even take the first step.  Getting just one or two cans of food each time you visit the grocery store is a good start.  Buy the loss leaders offered by your store and it won’t make a dent on your budget.
  2. Store water.  Water is an essential part of preps that you can easily cover with minimal cost.  Just save 2-liter soda bottles and wash well.  Fill them with water until you have
  3. Try the dollar store.  You can find a lot of prepping items at the Dollar Tree or at the 99 Cents Only Store.  Recently, I stopped in and bought 10 boxes of matches for $1, along with antibacterial gel, to add to the preparedness supplies.  You don’t have to spend a lot, you just need to add to your supplies consistently.
  4. Use your local library.  Check out books on that will help you with emergency preparedness, first aid and even financial tips at your local library.  You’ll learn a lot and it’s all free.
  5. Read free Kindle books to learn about home remedies, survival and self-sufficiency skills.  Many books are offered for free on Kindle for a couple of days.  Get the free Kindle app and download the books.  Read them on your free time. – Read eBooks using the FREE Kindle Reading App on Most Devices
  6. Take up hobbies that help you become more self-sufficient.  Learn how to grow herbs on your windowsill, learn how to cook sew, crochet or knit from YouTube videos.
  7. Accomplish small tasks during weekends such as create a grab and go documents binder, build a texting tree for emergencies or set up an emergency plan for school and work days etc.
  8. Get training from your local emergency certification unit.  You can also get free first aid training from local hospitals and fire stations.
  9. Get into shape by going on hikes, running or biking.
  10. Make an appointment for your annual checkup.  Many health insurance plans cover an annual physical.  You can also go to free health screenings at your local pharmacy, grocery store or health fairs.  Health issues are often overlooked, and being unhealthy when times are tough makes it harder to cope.

Bonus tip: Check out garage sales,moving sales or Freecycle for inexpensive or free items you can pick up that can add to your supplies.   This list is not all-inclusive.  There are lots of things you can do without spending a lot of money.  Hopefully this list will help you get started.


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